Motorcycle Finance at Thunder Road
Thunder Road Motor Cycles Ltd is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Thunder Road Motor Cycles Ltd to act as a credit broker, not as a lender, for the introduction to a limited number of lenders.
We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent.
An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you.
Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned.
If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.
We offer a full range of competitive financial and insurance products to help our customers to purchase and secure their new or used motorcycle, all in store at the point of sale.
GENERAL TERMS AND CONDITIONS
Please note you will not own the vehicle outright until all payments are made, this is for both PCP (Personal Contract Purchase) and HP (Hire Purchase) Financial Agreements.
If you default on your finance payments, then the vehicle may be repossessed by the finance provider.
You must be 18 years or older to apply for finance.
Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances.
If you require any further information please do not hesitate to contact us. The finance provider will have their own Terms and Conditions, so please contact them directly for further information.
FAST AND HASSLE FREE
No forms, no queuing, no call centres, no bank managers, no frustrating web pages, no waiting for cheques to clear. It’s easy to arrange in the showroom, decisions usually come back in a matter of minutes and many people choose to ride away the same day.
FLEXIBLE TERMS AND FIXED REPAYMENTS
You have the flexibility of choosing your own level of deposit and whether to spread your repayments anywhere between 1 and 5 years. Once you have decided well offer a competitive fixed interest rate making fixed repayments throughout the loan agreement.
CHOICES AND ADVICE
We can offer personal loan, hire purchase (HP) or personal contract purchase (PCP) to fund your motorcycle; depending on the model you are looking at and its’ age.
NO HIDDEN CHARGES
All our documents clearly state what you are buying and exactly how much you have to pay.
FCA APPROVED DEALERSHIP
SAF APPROVED RECOGNISES A DEALERSHIPS IMPROVED PROFESSIONAL STANDARDS ON MOTOR FINANCE
Specialist Automotive Finance (SAF) was introduced by the Finance Leasing Association (FLA) in 2007 to boost professionalism in motor dealerships and increase consumer confidence in motor finance.
OUR QUALITY IS RECOGNISED IN THE INDUSTRY
We have worked hard to reach the highest standards of knowledge and customer service in the industry, which has been recognised by Black Horse Motorcycle Finance who have awarded us Platinum Approved Dealer status. We are the first and only motorcycle dealer in South Wales to achieve this.
RIDE A NEW MOTORCYCLE WITH A PCP
How does this sound, a new motorcycle every 2 to 4 years? Well with a PCP (Personal Contract Purchase) through Black Horse Finance it can be possible. Our fully trained Business/Finance Managers can show you in detail how a PCP can be suited to you because everyone’s different.
How does a PCP work?
After you’ve chosen your new motorcycle our finance managers will discuss with you the following points:
- A repayment period of 2 to 4 years, depending on provider and subject to status.
- Maximum annual mileage – 16,000 miles each year.
- Choose a deposit to suit your budget.
- Our managers will advise you on the Guaranteed Future Value of the bike (GFV).
What options do I have after the 2 to 4 years after purchase?
- Simply part exchange or trade-in your existing bike for a brand new one (subject to outstanding finance).
- Keep the bike and settle the outstanding finance.
- Return the bike to the finance provider.
GUARANTEED FUTURE VALUE (GFV)
It’s difficult to predict what your bike will be worth in two to four years but with a PCP you will know what to expect as we will provide you with a minimum guaranteed future value at point of purchase.
KEEP UP TO DATE WITH THE LATEST BIKES
Whether you are thrill seeking rider looking for the most advanced super sport bikes to date or simply a commuter looking for a new bike then a PCP is perfect for you.
FINANCE CAN BE COMPLICATED
That is why we employ specialists.
We have specialist Business Managers whose job is to make sure that every customer is offered the best package available to finance and protect their bike, customised to their individual demands and needs.
They have many years experience in the motorcycle trade and a detailed and comprehensive knowledge of all our finance and insurance products.
Feel free to get in touch with our business managers who will be happy to answer any questions or arrange a personalised finance quotation. Indemnities may be required.